Re: ATM card pins

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Jamen Porteus (jporteus@tassie.net.au)
Thu, 06 Aug 1998 15:17:14 +1000


Rabid Wombat wrote:

> On Thu, 6 Aug 1998, Jamen Porteus wrote:
>
> > Can anyone else relate to this experience.
> > I know my girlfriend can.
> > She lost $1000 from an ATM after someone stole her debit/credit card
>
> > with only 3 possible explanations.
> > 1. inside bank job
> > 2. shoulder surfer got the pin, then stole the card
> > 3. smart crim stole the card and decyphered the pin
>
> 4. Ex-lover got card, knew PIN, looted account. A woman I once worked
> with
> had a card to her ex-boyfriend's account, and used it for at least a
> year.
> She took out small amounts, and always used bank machines in his
> neighborhood, knowing that he never actually balanced his account, but
>
> merely glanced over the report each month. She started bragging about
> her
> scam around the office, at least a year after they'd split.
>
> 5. Card was not reported missing, lucky/dishonest person who found it
> in
> the ATM patiently tried various PIN numbers, and eventually got lucky.
>
> OTOH, the PIN *was* on the card in the early days, may still be on
> some
> systems (though I doubt any US systems have used this for many years
> now).
>
> -r.w.

Card and pin only 12 months old, so definitely not ex-lover.
Card reported missing as soon as known missing (within 10 hours of being
stolen).
ATM master roll shows the correct pin being used first time.
Any more ideas.
Please share them.
They say Australia is 15 years behind USA, and Tasmania is 10 years
behind the rest of the country (yes that puts us in the ice age).
I guess banking just hasn't caught up.


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The following archive was created by hippie-mail 7.98617-22 on Sat Apr 10 1999 - 01:10:55